Amber Wealth & National Seniors Australia
Helping Australians make confident financial decisions for retirement
Amber Wealth is proud to work in partnership with National Seniors Australia to help Australians approaching and living in retirement access clear, practical information about their financial future.
A partnership focused on retirement
National Seniors Australia supports Australians aged 50 and over and advocates for their wellbeing, financial security and quality of life.
Our relationship with National Seniors Australia reflects a shared commitment to helping Australians make informed decisions as they prepare for retirement and navigate the financial decisions that come with later life.
Retirement planning can be complex
As retirement approaches, financial decisions become increasingly important.
When can I afford to retire?
How much superannuation will I need?
How long will my retirement savings last?
Should I commence an account-based pension?
How much can I safely spend in retirement?
How will the Age Pension affect my retirement income?
Should I pay off my mortgage before retiring?
How should I structure my investments?
Do I still need personal insurance?
What happens to my finances if my circumstances change?
There is rarely one answer that is appropriate for everyone. Personalised financial planning can help bring these decisions together into a strategy that reflects your individual circumstances, goals and priorities.
How Amber Wealth helps with retirement planning
Superannuation
Help clients understand how their super is structured, invested and how it may support retirement income.
Retirement Income
Develop strategies for converting accumulated wealth into sustainable retirement income.
Age Pension
Consider eligibility, Centrelink rules and how a client's broader financial position may affect entitlements.
Investments
Develop an investment strategy aligned with objectives, timeframe and tolerance for investment risk.
Cash Flow
Understand how much a client can reasonably spend while maintaining a sustainable retirement strategy.
Debt
Consider whether reducing or eliminating debt before retirement may form part of an overall strategy.
Insurance
Review whether existing personal insurance remains appropriate as clients approach retirement.
Estate Planning
Work alongside appropriate legal professionals to help clients consider their broader family and legacy objectives.
From retirement uncertainty to a clear plan
When can I retire?
What lifestyle can I afford?
How much can I spend each year?
How long could my money last?
What happens if markets fall?
How can I make the most of my super and other assets?
What happens if my circumstances change?
Our role is to bring these moving parts together into a clear financial strategy designed around each client's circumstances and objectives.
About Amber Wealth
Amber Wealth is a Melbourne-based financial planning business founded by Adam Sobczak, specialising in helping individuals and families prepare for and enjoy retirement. Adam has worked in financial services since 2010 and has been a licensed financial adviser since 2015, building his career across the Commonwealth Bank of Australia, National Australia Bank, ANZ and TelstraSuper before founding Amber Wealth to focus on pre-retirees and retirees.
Based in Brighton and serving clients across Melbourne, Amber Wealth operates as a Corporate Authorised Representative of Lifespan Financial Planning Pty Ltd, AFSL 229892. The practice offers a range of services to support clients through the retirement transition:
- Retirement Planning
- Superannuation
- Investment Management
- Personal Insurance
- Age Pension Strategies
- Estate Planning
Learn more about Adam Sobczak and the Amber Wealth story, or explore our dedicated retirement planning page to see how we help pre-retirees and retirees.
Our partnership with National Seniors Australia
Our relationship with National Seniors Australia provides an opportunity to connect with and support a community of Australians who are actively thinking about their financial future and later life.
We are proud to contribute to the broader conversation around financial wellbeing, retirement planning and helping Australians make informed decisions about their money.
The information on this page is general information only and does not take into account your personal objectives, financial situation or needs. You should consider whether the information is appropriate for your circumstances and seek professional advice from a licensed financial adviser before making financial decisions. Amber Wealth Pty Ltd (ABN 16 653 279 013) is a Corporate Authorised Representative of Lifespan Financial Planning Pty Ltd, AFSL 229892.
Thinking about retirement?
If you are approaching retirement and want to understand whether you are on track, Amber Wealth can help you assess your current position and develop a strategy for the years ahead.
Book a Complimentary Retirement Planning Consultation